Terms & Conditions

Terms and Conditions for Biblical Budgets

Effective Date: 12-14-2024

Welcome to Biblical Budgets! These Terms and Conditions govern your use of our platform, including the purchase and use of digital products. By accessing our website, purchasing our products, or engaging with our content, you agree to these terms. Please read them carefully.

Digital Product Use

• All digital products are for personal use only.
• You may not copy, share, resell, distribute, or otherwise transfer purchased (or given/free) products to others.
• Unauthorized use or resale of our products is strictly prohibited.

Payment and Refund Policy

• All sales are final. As our products are digital, we do not offer refunds or exchanges. Please ensure you review all product details before purchasing.

Disclaimer

• We are not financial advisors. All content shared through Biblical Budgets reflects our personal journey and is for informational purposes only. Always consult a licensed financial professional for personalized advice.
• Results may vary, and we do not guarantee specific outcomes based on our content or products.

Privacy Policy

• We collect names and email addresses for communication and delivery of digital products.
• Your information will never be shared, sold, or given to third parties.
• By providing your email, you agree to receive occasional updates about new products or content. You may unsubscribe at any time.

Prohibited Activities

Users of our platform must agree not to:

• Misuse the platform or its content.
• Engage in spamming, hacking, or other malicious activities.
• Resell or share any purchased content.

Updates to Terms and Conditions

We reserve the right to update these terms at any time. Changes will be effective upon posting to our platform. Future updates may accommodate the sale of physical products or other business expansions.

Jurisdiction

These terms are governed by the laws of the United States of America. Any disputes arising from these terms will be resolved in accordance with U.S. law.

Contact for Assistance

If you have questions, concerns, or issues with our products, please reach out directly at biblicalbudgets@gmail.com. We are committed to helping you and resolving any concerns.

By engaging with our content, purchasing our products, or using our platform, you acknowledge and agree to these terms and conditions. Thank you for being a part of the Biblical Budgets journey!

General Conditions of Sale for Biblical Budgets

Article 1: Scope of Application

These general conditions of sale apply to all transactions concluded through the websites of Biblical Budgets. Any natural or legal person placing an order validated via our secure payment platform is considered a "client."

Article 1a: Age Limit

Biblical Budgets only accepts clients over 16 years old for physical and electronic products and over 18 years old for services such as coaching, workshops, or seminars. While our content is not of a shocking nature, we prefer to target a mature audience capable of understanding the implications and responsibilities of personal finance and spiritual growth. Any subscriber to our newsletter who does not meet these criteria (age over 16) will be immediately removed from our database upon discovery. Similarly, any customer not meeting the age criteria will be immediately reimbursed, and access to the concerned products will be revoked.

Article 2: Order

Any order placed on the Biblical Budgets platform implies full and unreserved acceptance of these general conditions of sale.

Article 3: Price

Prices are indicated in USD, inclusive of all applicable taxes, excluding any transaction fees charged by payment processors. The price of items may change at any time; however, the price applied to an order will be that announced at the time of the order.

Article 4: Payment

Payment is due immediately at the time of the order, including for pre-order products. Secure online payment is handled via third-party payment processors. All payment details are encrypted and processed securely.

Article 5: Delivery

Digital products will be delivered to the email address provided at the time of purchase. It is your responsibility to ensure that the email address is accurate. In the case of any delivery issues, please contact us for assistance at biblicalbudgets@gmail.com.

Article 6: Protection of Personal Data

In accordance with applicable U.S. data protection laws, you have the right to access and rectify personal data concerning you. By adhering to these general conditions, you consent to the collection and use of your data as outlined in our Privacy Policy. You may unsubscribe from our mailing list at any time by clicking the link provided in our emails.